CIT Cards Services

CIT Verve PrePaid Card

Verve PrePaid Card

Shopping or making payments and withdrawals locally? Then our CIT Verve Card is just for you. This debit card gives you 24hours access to your account and is linked to your Naira Savings or Current account, enabling you make payments on POS terminals, the Internet and withdraw cash from ATMs in Nigeria.


» Safe & secure transactions due to Chip and PIN technology
» Naira denominated
» Balance checking, Quick Cash withdrawals, ATM Fund Transfers.
» Shop and make online payments within Nigeria.
» Accepted throughout Nigeria.


» Easy access to funds 24 hours a day/7 days a week.
» Eliminates the risk and inconvenience of carrying cash
» Can be used across multiple channels – POS terminals, Internet, ATMs
» Multiple Value-Added Services – Airtime, Bills payments – DSTV, PHCN etc.

1: How do I apply for my Card?

Visit the nearest CIT Microfinance Bank Branch of choice. For Corporate requests, please contact you relationship account officer.

2: Must I have a CIT MFBank account before I can apply for the Card?

Verve prepaid card can be obtained by existing customers and non-customers of the bank. Simply provide your minimum KYC details i.e. Name, Address and Phone number and provide a valid means of ID or Utility bill.

3: How do I fund my Card?

You can fund your card at any CIT Microfinance Bank Branch, you can also fund your card via Quickteller online using your debit card to transfer funds to the card number

4: How do I check my card balance?

Card balance can be checked on the ATM.

5: How can I get my Card Statement?

Your Verve Prepaid Card statement will be made available to you on request at our branches.

6: Can the card be used outside Nigeria?

No, the Verve Prepaid Card is purely a domestic card.

7: What is the maximum amount that can be loaded on this card?

Card balance is regulated at a maximum amount of N250, 000

8: Can the spending limit be increased upon customer’s request?

Yes, subject to the regulatory limit. Cardholder will also be required to fulfill full KYC requirement at his/her branch of request.

9: Is there any minimum card balance & annual maintenance fee?

No minimum card balance / annual maintenance fee is applicable to Card.

10: What is the Daily Transaction Limits

» ATM – N150,000
» Web – N1,000,000
» POS – N2,000,000


Issuance: N1,000 ( generic), N1,500 (co-brand)
PIN Reissue: Free
POS and Web: Free
ATM Withdrawal: N65

Please visit any of our nearest CIT Microfinance Bank Branch to complete the form and obtain your card.